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Kids Club Accounts
     

Kids’ savings club account is an innovative program brought by the Credit Union to educate kids and teens on managing personal financing. Our goal is to help the young understand financial issues that affect them. We also hope to assist them in building a solid foundation for success in the future, where our Credit Union has a special place.

  • An exclusive club for members of United Poles FCU ages 17 and younger. If your child already has a savings account, then transfer it to a Kids’ Club Account and watch the saving begin.
  • Account must be a joint account with a parent or guardian.
  • Home Banking and Audio Teller are available to check the balances.
  • Free gift when you open your account.
  • Earn interest on balances of $10 or more. A $2 minimum balance fee will be imposed for every month the account falls below $10. Fees can reduce earnings on the account.
  • The dividend rate is at least 0.25% higher than the dividend paid on regular share-savings accounts
  • All kids will receive free access to Googleplex- site that contains games, stories and activities just for kids!
  • VISA Flex Debit cards are not available with this account.
  • Loans are not available with this account.
  • Account cannot be pledged as collateral of any loan.
Maximum of six withdrawals per month. No more than three withdrawals may be by third party transfer such as Automatic Withdrawal (ACH). There is a $1 activity charge for each withdrawal over six per month.
 
 
       
 
 
       
 
This credit union is federally insured by the National Credit Union Administration.
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