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Perth Amboy: (732) 442-5648  •  Linden: (908) 523-0008  •  Toll Free: 1-800-333-7713
 
Loan Rates
     

Rates effective as of 02/01/2010. Rates subject to change without notice.

Loan Type Term APR*
Share Pledge Loan (100% Secured) Up To 60 Months 4.50%
Personal Loan (20% Secured) Up To 60 Months 12.00%
Vacation Loan (Up To $2000) Up To 6 Months 9.00%
 
New Car Loan Up To 12 Months 5.25%
  Up To 24 Months 5.25%
  Up To 36 Months 5.50%
  Up To 48 Months 5.75%
  Up To 60 Months 6.00%
(For Loans Over $30,000) Up To 72 Months
6.50%
Used Car Loan Up To 12 Months 6.10%
Up To 24 Months 6.10%
Up To 36 Months 6.10%
Up To 48 Months 6.30%
Up To 60 Months 6.60%
 
Bridge Loan (With 1st Mortgage At UPFCU) Up To 60 Months 10.00%
 
Home Equity Loan (Up To 80% Of Equity) 60 Months 6.125%
120 Months 6.250%
180 Months 6.500%
1st Mortgage Loan (Up to 80% of the lower of market value and purchase price) Up To 360 Months 5.000% 3 YR ARM
10 Years Fixed 4.250%
15 Years Fixed 4.500%
30 Years Fixed 5.000%
 
Visa Credit Card - Classic   13.90%
Visa Credit Card - Gold   9.90%
Visa Credit Card - Platinum (purchases) VARIABLE -- NOW 5.24%
Visa Credit Card - Platinum (cash advances) VARIABLE -- NOW 10.24%
 

For further information all us at 1-800-333-7713

 
 
       
 
       
 
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