Current Rates
SHARE
RATES
Current Dividend Rates (as of 06/24/2008)
|
| Accounts |
Annual Dividend
Rate |
APY* |
| Regular Share Account |
0.75%
|
0.75%
|
Special Club Accounts:
( Christmas, Vacation, College or other) |
1.25%
|
1.25%
|
| Share-draft Account (on balances
over $2,000.00
) |
0.10%
|
0.10%
|
| Kids Savings Club |
1.50%
|
1.51%
|
| IRA Accounts |
3.00%
|
3.03%
|
| *APY
is the Annual Percentage Yield. |
|
|
All rates are subject to change
without notice.
For further information all us at 1-800-333-7713
TOP
CD
RATES
Current CD Rates (as of 09/05/2008)
|
| Term |
Annual Dividend
Rate |
APY* |
6 Months
|
2.30% |
2.31% |
| 1 Year |
3.00% |
3.00% |
| 18 Months |
3.25% |
3.25% |
| 2 Years |
3.40% |
3.40% |
| *APY
is the Annual Percentage Yield. |
|
|
All rates are subject to change
without notice.
For further information all us at 1-800-333-7713
TOP
LOAN
RATES
Current Loan Rates (as of 09/05/2008)
|
| Loan Type |
Term |
APR* |
| Share Pledge Loan (
100% secured
) |
Up To 60 Months
|
4.50%
|
| Personal Loan (
20% secured
) |
Up To 60 Months
|
11.00%
|
| Vacation Loan (
Up To $2000
) |
Up To 6 Months
|
9.00%
|
 |
| New Car Loan |
Up to 12 Months
|
4.50%
|
Up To 24 Months
|
4.75%
|
Up To 36 Months
|
5.00%
|
Up To 48 Months
|
5.25%
|
Up To 60 Months
|
5.50%
|
Up To 72 Months (for loans over $30,000)
|
5.75%
|
Used Car Loan
|
Up To 12 Months
|
4.70%
|
Up To 24 Months
|
5.25%
|
Up To 36 Months
|
5.35%
|
Up To 48 Months
|
5.70%
|
Up To 60 Months
|
6.05%
|
|
|
|
Bridge Loan
(With 1st Mortgage At UPFCU) |
Up To 60 Months
|
10.00%
|
|
Home Equity Loan
(
Up To 80% Of Equity
) |
60 Months
|
6.250%
|
120 Months
|
6.500%
|
180 Months
|
6.750%
|
1st Mortgage Loan
(
Up to 80%
of the lower of market value and purchase price) |
Up To 360 Months
|
5.625% 3 YR ARM
|
|
| VISA Credit Card - Classic |
|
13.90%
|
| VISA Credit Card - Gold |
|
9.90%
|
| VISA Credit Card - Platinum (purchases) |
VARIABLE-- NOW
|
6.99%
|
| VISA Credit Card - Platinum (cash
advances) |
VARIABLE-- NOW
|
11.99%
|
| INTEREST
CHARGE ON UNPAID BALANCE ONLY |
| *APR
is the Annual Percentage Rate. |
|
|
All rates are subject to change
without notice.
For further information all us at 1-800-333-7713
 
|
